FREE FINANCIAL CALCULATORS

Make smarter money decisions.

Use our free calculators to see what you can comfortably afford, plan your savings goals, and estimate how long it could take to pay off debt.

✓ Free to use ✓ No sign-up ✓ No bank details required
AFFORDABILITY

Can you comfortably afford it?

Enter as much information as you can. The more you enter, the more useful the estimate will be.

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Your information stays private

We don't ask for bank details or require an account. Your calculator inputs stay in your browser and are used only to calculate your results.

Monthly income

£

Housing

£

Monthly expenses

Don't know an exact number? You can leave it blank.

£
£
£
£
£

Savings

£
£

What are you buying?

£
£
SAVINGS GOAL

How long will it take?

Set a savings goal and we'll work out how long it could take to reach it.

£
£
£
🔒 Your figures stay in your browser. No account required.
DEBT PAYOFF

How quickly can you become debt-free?

Enter your current balance, interest rate and monthly payment to estimate how long it could take to pay off your debt.

£
%
£
🔒 Your figures stay in your browser. No account or bank details required.
WHY WORTHCHEX

Simple tools for smarter money decisions.

WorthChex turns a few numbers into a simple way to understand your budget before making an important financial decision.

1

Understand your budget

Enter your income and regular costs to get a clearer picture of what you have available each month.

2

Plan your goals

Work out how long it could take to reach a savings target based on what you can put away each month.

3

Understand your debt

Estimate how long your debt could take to repay based on your balance, interest rate and monthly payment.

ABOUT WORTHCHEX

Money decisions should feel simpler.

WorthChex was created to make everyday financial decisions easier to understand.

Whether you're thinking about buying something, building your savings or paying down debt, our calculators give you a quick way to explore the numbers before making a decision.

We believe useful financial tools shouldn't require complicated spreadsheets, an account or access to your bank information.

PRIVACY

Your privacy matters.

WorthChex is designed so that you can use the calculators without creating an account or giving us your bank details.

No bank details

We don't ask you to connect a bank account or provide online banking information.

No sign-up

You can use the calculators without creating an account.

Calculator inputs

The figures you enter into the calculators are processed by the calculator in your browser.

DISCLAIMER

Important information.

WorthChex calculators provide estimates for educational and informational purposes only.

Calculator results are based on the information you enter and may not reflect your actual financial circumstances. Real-world costs, interest rates, fees, taxes and other factors can affect the outcome.

WorthChex does not provide personalised financial, investment, mortgage, tax or debt advice. You should consider your own circumstances and, where appropriate, seek advice from a qualified professional before making an important financial decision.